India's Family Financial Platform

Build Your Family's
Financial Future.

Understand your financial health, improve your Family Freedom Score™, and achieve your life goals — with confidence.

🆓 100% Free🏠 Built for Indian families⏱️ 5 minutes⚡ Instant results
What is GullakX?

India's Family Financial Platform
designed for real families.

GullakX helps families understand where they stand financially — and exactly what to do next.

🏥

Understand Financial Health

Get a complete financial health report card — savings, insurance, debt, investments — in one simple score.

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Plan Life Goals

Child education, retirement, home purchase — build a real plan with a real timeline and real numbers.

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Protect Your Family

Know your insurance gap. Know your emergency fund gap. Stop guessing — start planning.

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Grow Your Wealth

Understand SIPs, retirement corpus, and goal-linked investing in plain language — no jargon.

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Build Financial Freedom

Your Family Freedom Score™ measures how financially free your family truly is — updated as you improve.

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Learn With Gullu

Gullu — GullakX's friendly elephant — teaches money habits to the whole family in simple, engaging ways.

The Problem

Most families know
what they earn.

But almost no family knows their complete financial picture. GullakX measures what matters — and tells you exactly what to fix first.

✅ Families know
How much they earn
Monthly expenses (roughly)
Their bank balance
❌ But don't know
Financial Health Score
Retirement Readiness
Insurance Gap
Goal Readiness
Family Freedom Score™
Family Freedom Score™
68
The Sharma Family · Good
Emergency Fund15/20
Insurance Readiness12/20
Debt Management18/20
Investments14/20
Retirement + Goals9/20
Financial Health Check™

Your Financial Health
Report Card.

Answer a few simple questions and receive a complete picture of your family's financial health — with a personalised action plan.

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Financial Health Score

Your overall financial health as a single, clear number.

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Risk Assessment

Where are you most exposed? What needs fixing first?

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Personalised Action Plan

Specific steps to improve — in order of priority.

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Improvement Roadmap

A 6-month plan to meaningfully improve your score.

Start Free Assessment →

Takes 5 minutes.

No signup required. Instant results.

1
Monthly income & expenses
2
Emergency fund status
3
Insurance coverage
4
Existing investments
5
Outstanding debt / EMIs
6
Retirement planning status
7
Financial goals
Start Free Assessment →
Family Freedom Score™

How Financially Free
Is Your Family?

A single score from 0–100 that measures every dimension of your family's financial freedom.

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Emergency Fund

Do you have 6 months of expenses saved and accessible?

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Insurance Readiness

Are your family and income adequately protected?

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Debt Management

Is your EMI-to-income ratio healthy and sustainable?

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Investments

Are you consistently building wealth for the future?

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Retirement Planning

Are you on track to retire comfortably?

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Goal Progress

Are your life goals planned with real timelines?

Goal Planning

Every family dream
needs a real plan.

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Child Education

Plan for IIT, MBBS, or MBA. Calculate exactly how much to save per month, starting today.

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Retirement

Find your retirement corpus. Know your SIP amount. Retire with dignity — not dependency.

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House Purchase

Down payment planning, EMI affordability, and the right time to buy — calculated for your situation.

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Emergency Fund

How much. In which account. Built in how many months. A specific plan, not a vague suggestion.

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Car Purchase

Buy vs. loan analysis. The real cost of EMIs. A saving plan if you choose to pay cash.

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Family Dreams

International holiday, family celebration, a special milestone — plan it with a real savings target.

A Message From Our Founder

Aman Gupta

“Our mission is simple. Help 10 Million Indian Families Achieve Financial Freedom. Not through complex products or jargon — but through clarity, planning, and the right habits.”
Read Full Message →
Free · No signup required · 5 minutes

Start Your Financial
Journey Today.

Take the free Financial Health Check. Understand where you stand. Get a clear plan for where to go.

Take Free Financial Health CheckCalculate Freedom Score