Regulatory Disclosures
GullakX Wealth Pvt Ltd is an AMFI Registered Mutual Fund Distributor (ARN-161965). The following disclosures are published in accordance with applicable AMFI guidelines and SEBI regulations for mutual fund distributors.
1. Registration Details
GullakX Wealth Pvt Ltd is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor under ARN ARN-161965. GullakX is not registered as a SEBI Investment Adviser and does not provide personalised investment advisory services.
2. Disclaimer
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
The information, views, and opinions expressed on this platform are for educational purposes only and shall not be construed as investment advice, solicitation to invest, or recommendation to buy or sell any securities. GullakX Wealth Pvt Ltd is not responsible for any investment decision made by the user based on the information/tools available on this platform.
GullakX distributes mutual fund products as an AMFI Registered Mutual Fund Distributor (ARN-161965). Mutual fund distribution is subject to SEBI (Mutual Funds) Regulations, 1996 and AMFI guidelines. Users are advised to consult their own SEBI-registered investment advisers for personalised investment recommendations before making investment decisions.
All financial tools on this platform (Financial Health Check™, Behaviour Score, calculators) are educational in nature and do not constitute investment advice.
3. Grievance Redressal
In case of any grievance or complaint related to mutual fund distribution, clients may contact our Grievance Redressal Officer:
If your grievance is not resolved satisfactorily within 30 days, you may escalate through the following channels:
4. Fee Disclosures
GullakX discloses the following regarding fees charged to users:
5. Conflict of Interest
As an AMFI Registered Mutual Fund Distributor, GullakX Wealth Pvt Ltd discloses the following potential and actual conflicts of interest:
GullakX earns trail commissions from AMCs on regular plan mutual fund investments made through the platform. This commission is paid by the AMC, not by the investor, and is already reflected in the expense ratio of the regular plan. Full commission details are disclosed at the point of investment.
Our Behaviour Score methodology, habit tools, and financial health assessment tools are designed to be product-agnostic. These tools do not favour any particular AMC or fund house. Educational content on the platform is not linked to any investment product.
GullakX does not impose any purchase obligation in exchange for access to free tools. Users may use the Financial Health Check, Behaviour Score, and calculators without making any investment.
Any material related-party transactions that could create a conflict of interest will be disclosed to clients prior to any investment transaction.
6. Privacy and Data Protection
GullakX processes personal and financial data in accordance with India's Digital Personal Data Protection Act, 2023 (DPDP Act) and applicable AMFI/SEBI guidelines on data privacy. Financial assessment data entered on this platform (Financial Health Check, Behaviour Score) is not stored or shared with third parties without explicit user consent. Please refer to our Privacy Policy for complete details.