A plan built around
your actual behaviour.
Most financial plans fail because they assume perfect behaviour. GullakX builds plans around your measured Behaviour Score — then helps you improve both together.
Every financial dimension.
Covered.
Emergency Fund
Retirement Planning
Home Purchase
Education Planning
Insurance Planning
FIRE Planning
Plans that adapt
to your behaviour.
Traditional financial plans are built on assumptions: “You will save 30% every month”. GullakX builds plans around your measured Behaviour Score — your actual demonstrated saving rate, your real impulse control history, your actual consistency.
If your score improves, your plan updates. If you miss targets, the plan adjusts rather than making you feel like a failure. This is planning for real humans.
Score-Calibrated Targets
Your SIP recommendation is based on your actual savings rate dimension — not aspirational numbers.
Dynamic Plan Updates
As your Behaviour Score improves, your investment product access and plan targets update automatically.
Realistic Risk Warnings
If your consistency score suggests you'll stop a SIP within 3 months, we tell you — and help you fix that first.
Sample Financial Plan
A plan that knows
how you really behave.
Start with the Behaviour Score assessment. Your personalised financial plan is generated immediately — based on who you actually are, not who you wish you were.