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Retirement Planning in India: The Numbers Most People Don't Run
With inflation at 6%, ₹50,000/month today becomes ₹2.9L/month in 30 years. Here's how to plan for the retirement India's actually heading toward.
needs to retire
The Emergency Fund: India's Most Neglected Financial Safety Net
68% of Indian families have no emergency fund. Here's why it's the most important thing to fix first — and exactly how to build one in 6 months.
Term Insurance: The Only Life Insurance Most Families Need
LIC endowment, ULIPs, and money-back plans sound good. The numbers say otherwise. Here's the clear-headed analysis.
Your First SIP: A Complete Guide for Indian Families
Which fund. Which platform. How much. When to start. Everything you need to know — in plain language, without the jargon.
Planning for Your Child's Education: The 2024 Reality Check
Engineering college costs ₹15–40L today. Medical is ₹50L+. MBA abroad can be ₹1Cr+. How much should you be saving from today?
The 50-30-20 Rule for Indian Families: Does It Actually Work?
The Western budgeting rule doesn't quite fit Indian family dynamics — joint expenses, festivals, extended family. Here's what to adapt.
Physical Gold vs. Gold ETF: The Honest Comparison
Making charges, storage costs, purity risk, and liquidity — side by side. The numbers might change how you think about gold.
Health Insurance in India: How Much Cover Does Your Family Actually Need?
₹3L family floater isn't enough for most cities anymore. Here's how to calculate the right amount — and which type of plan to buy.
Good Debt vs. Bad Debt: The Indian Family's Guide
Home loan = good debt. Credit card = bad debt. But it's more nuanced than that — here's the complete framework.
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